Cards Fees Use Cases

UMVA Card

Instant Virtual Cards — No KYC Required. Spend Anywhere Online.

Get a virtual Visa, Mastercard, or Verve card in seconds — funded with USDT, crypto, or your local currency. No bank account needed, no credit checks, no paperwork. Use your UMVA Card for online shopping, subscriptions, ad spend, and more at millions of merchants worldwide. Instant issuance, refill anytime, and replaceable on loss.

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Issued in Seconds

Generate your virtual card instantly. No waiting, no approval process.

No KYC Required

No identity verification, no documentation, no paperwork. Just fund and spend.

Accepted Worldwide

Use your card at 90M+ merchants anywhere Visa, Mastercard, or Verve is accepted.

Refill Anytime

Top up your card whenever you need. Instant refills from your User Balance.

Virtual Card Types

Choose from multiple card networks — all issued instantly with no KYC

Visa Virtual Cards

Globally accepted Visa virtual cards issued instantly. Works everywhere Visa is accepted — online stores, subscriptions, ads, and more. Multiple BINs available for different use cases including advertising and e-commerce. Supports 3DS, Apple Pay & Google Pay.

Mastercard Virtual Cards

Mastercard virtual debit & credit cards for global online payments. Accepted at millions of merchants worldwide. Ideal for SaaS subscriptions, social media ads, and international purchases. Premium BINs with high spending limits available.

Verve Virtual Cards

Verve virtual cards for African merchants and online payments. Accepted across Nigeria and Africa for local and international transactions. Perfect for e-commerce, bill payments, and subscriptions on African platforms.

Why Choose UMVA Card?

The smartest way to pay online — fast, private, and borderless

No KYC Required

Your privacy matters. No identity verification, no document uploads, no personal information required. Just fund your account and start spending immediately.

Instant Issuance

Your virtual card is ready in seconds. No waiting for approval, no bank queues, no paperwork. Generate and start spending immediately after funding your account.

Flexible Funding

Fund your card with USDT, USDC, BTC, ETH, or your User Balance. Convert crypto to spendable balance instantly. Refill anytime with just a few clicks.

Secure & Private

Your real card details are never shared. Each transaction is secured with 3DS 2.0 authentication. Replaceable on loss — freeze or replace your card instantly from your dashboard.

Refill Services

Low on balance? Refill your card instantly from your account. If you encounter any issues with your card, our support team will assist you with refills and replacements.

24/7 Support

Our support team is available around the clock. Having trouble with a transaction? Need a card replaced? We are here to help via ticket system.

How It Works

Get your virtual card in three simple steps

1
Fund Your Account

Deposit USDT, USDC, BTC, ETH, or use your User Balance. Your funds convert instantly into a spendable balance. Multiple cryptocurrencies and payment methods supported.

2
Issue Your Card

Generate a virtual Visa, Mastercard, or Verve card in seconds. Choose your card type, set your spending limit, and your card is ready. No KYC, no paperwork, no waiting.

3
Spend Anywhere Online

Use your virtual card at 90M+ merchants worldwide — online shopping, subscriptions, ads, SaaS, and more. Refill anytime from your dashboard. Replaceable on loss.

Funding Methods

Multiple ways to fund your virtual card — choose what works best for you

Visa, Mastercard & Verve

Fund your account using Visa, Mastercard, American Express, or Verve. All card payments are processed securely with industry-standard encryption. Your card details are never stored.

Cryptocurrency

Deposit USDT (Tether), USDC, Bitcoin, Ethereum, and other major cryptocurrencies. Instant conversion to spendable balance. Fast, secure, and borderless — no geographical restrictions.

Bank Transfer & Wallet

Fund your account via bank transfer or direct deposit. You can also use your existing User Balance to fund your card instantly. No extra fees for internal transfers.

Refill Services & Support

We've got you covered — refill anytime, and we help with any issues

Instant Refills

Running low? Refill your card instantly from your account dashboard. Just enter the amount and your card balance updates immediately. No waiting periods or approval delays.

Issue Resolution

Having trouble with a transaction or payment? Contact our support team. We help resolve issues with refills, card replacements, declined transactions, and more.

Card Replacement

Lost access to your card? Need a new one? Generate a replacement card instantly. Your remaining balance transfers to the new card automatically.

Frequently Asked Questions

Everything you need to know about UMVA Card

No. No KYC is required to get a UMVA virtual card.

You do not need to upload any identification documents, provide your address, or complete any verification process. Simply fund your account and generate your card instantly. Your privacy is our priority — no paperwork, no identity checks, no delays.

We support Visa, Mastercard, and Verve virtual cards. Visa and Mastercard are accepted globally at 90M+ merchants worldwide. Verve cards are accepted across Nigeria and Africa. You can choose your preferred card network when generating your card.

Your virtual card is issued instantly — in seconds. Once you fund your account and click "Generate Card," your card details (card number, expiry date, CVV) are created immediately and available in your dashboard. No waiting for approval, no manual processing.

You can use your UMVA virtual card for any online payment where Visa, Mastercard, or Verve is accepted. This includes:
  • Online shopping — Amazon, AliExpress, eBay, and more
  • Digital advertising — Facebook Ads, Google Ads, TikTok Ads
  • SaaS subscriptions — Netflix, Spotify, ChatGPT, Canva, and more
  • Web hosting & domains — cPanel, hosting plans, domain registration
  • App stores & gaming — Google Play, App Store, PlayStation, Steam
  • Business tools — AWS, Google Cloud, Microsoft 365, Slack

You can fund your UMVA virtual card using multiple methods:
  • Cryptocurrency — USDT, USDC, BTC, ETH (deposit and convert instantly)
  • Visa, Mastercard, or Verve — deposit using your existing card
  • Bank transfer — direct bank deposits
  • User Balance — use your existing UMVA account balance

Absolutely! You can refill your virtual card anytime from your dashboard. Simply enter the amount you want to add and confirm. The balance updates instantly. If you encounter any issues with the refill process, our support team is available 24/7 to assist you.

You can freeze, block, or replace your card instantly from your dashboard. If your card is lost, stolen, or compromised:
  • Freeze the card immediately from your account settings
  • Generate a replacement card — your remaining balance transfers automatically
  • Contact our support team for assistance with any fraudulent transactions

No monthly maintenance fees. You only pay a one-time issuance fee when you create your card. After that, there are no recurring charges. You only pay the processing fee when you fund your card. Check the Fees tab for our complete and transparent fee structure.

Yes! There is no limit on the number of virtual cards you can create. You can generate multiple cards for different purposes — one for subscriptions, one for ad spend, one for shopping, etc. Each card has its own balance and can be managed independently from your dashboard.

Yes. Your virtual card details are protected with bank-grade security:
  • All transactions use 3DS 2.0 secure authentication
  • Your card details are encrypted and never shared
  • Two-factor authentication (2FA) on every login
  • Real-time fraud monitoring — automated and human review
  • You can freeze or replace your card instantly if needed
Card Networks
  • Visa Virtual Cards
  • Mastercard Virtual Cards
  • Verve Virtual Cards
  • Debit & Credit BINs
  • Multiple Premium BINs
Key Features
  • No KYC Required
  • Instant Issuance - Ready in Seconds
  • No Monthly Fees - Valid 5 Years
  • 0% Auth Fee & 0% FX Fee
  • 3DS 2.0 Secure Authentication
  • Apple Pay, Google Pay & Samsung Pay
  • Unlimited Card Creation
Services & Resources
Funding Methods
  • Visa, Mastercard, Amex, Verve
  • USDT, USDC, BTC, ETH & Crypto
  • Bank Transfers & Direct Deposits
  • User Balance
Use Cases
Premium Features
  • 5-Year Card Validity
  • High Spend Limits
  • Apple Pay & Google Pay
  • 3DS Secure Checkout
  • 0% Auth & 0% FX Fees
  • Free Card Replacement
  • 24/7 Refill Available
Guidelines
Quick Links