The Chase Sapphire Preferred and Chase Sapphire Reserve have become staples in many travelers' wallets, but until recently, it was unclear whether it was possible to hold both cards at the same time. However, with changes to Chase's eligibility rules, cardholders can now enjoy the benefits of both cards.
When paired together, the Sapphire Preferred and Sapphire Reserve offer a powerful combination of earning power and perks. The Sapphire Preferred excels in everyday spending categories such as online groceries, streaming services, and vacation homes, while the Sapphire Reserve shines in premium redemption opportunities like hotel stays and flights.
The key to making this strategy work is Chase's points pooling policy, which allows household members to combine their Ultimate Rewards points. By linking a household member to your account, you can transfer points between your accounts with ease, making it simple to maximize both cards' benefits.
One of the biggest advantages of this setup is enhanced earning power. By splitting your spending between the two cards, your household can earn extra points across a wide range of expenses, from gas and EV charging to online groceries and streaming services.
Another benefit of this strategy is diversified benefits. The Chase Sapphire Preferred offers an annual hotel credit of $100 when you book through Chase Travel, which can be especially valuable for households with multiple travelers. Additionally, both cards offer DoorDash DashPass subscriptions and the ability to earn 5 points per dollar spent on Lyft rides.
So who should consider adding a Sapphire Preferred to their household? If you're a Sapphire Reserve cardholder with an authorized user, it may be more cost-effective to add a Sapphire Preferred to their account, especially if they're eligible for the welcome bonus.
Another good candidate for this strategy is Sapphire Reserve cardholders whose household members are eligible for the Sapphire Preferred welcome bonus. The 100,000 Ultimate Rewards points offer is a significant incentive, and can be used to cover several hotel nights or economy flights.
Ultimately, pairing the Chase Sapphire Reserve with the Chase Sapphire Preferred has become one of the most effective ways to maximize your Ultimate Rewards earnings. By spreading valuable perks across two accounts, your household can earn more points and enjoy greater flexibility when it's time to redeem.
With the Sapphire Preferred's massive 100,000-point welcome offer available now, it's an especially good time to add this card to your household roster. Don't miss out on this opportunity to boost your points earnings and enjoy a more streamlined rewards experience.
