UMVA has learned that Skyro, a digital-first consumer finance platform, shattered records in 2025 by disbursing P15.8 billion—over $280 million—in loans while doubling the number of loans issued in the Philippines.
That explosive surge marks more than a 100 % jump in disbursements year‑on‑year, propelling Skyro into the ranks of the country’s fastest‑growing consumer lenders.
Between 2023 and 2025, cumulative growth in loan volume climbed nearly sixfold, while the total value of disbursements leapt almost ninefold, fueled by a diverse mix of POS installment loans, cash advances, and credit lines.
Skyro’s leadership proudly attributes this success to a simple, mobile‑first approach that delivers instant financing at the point of sale, a strategy that has resonated with consumers hungry for speed and convenience.
“We’re delivering multiple‑fold growth in our loan portfolio, far outpacing the overall expansion of consumer lending in the Philippines,” the co‑founder remarked, underscoring an unwavering commitment to empowering people through accessible finance.
Arsen Liametov added that the company has been tripling revenue annually since 2022, building a solid base in unsecured lending that now supports plans to launch new fintech products and expand into other emerging markets.
Backed by a multinational team of over 600 professionals spanning more than 20 markets, Skyro combines broad industry insight with a laser‑focused growth engine, enabling swift scaling across borders.
Customer numbers doubled last year, reaching 6.3 million registered users by the end of 2025, while the average loan size grew by nearly 30 % as borrowers shifted toward higher‑ticket products.
Skyro’s merchant network exploded, with online partners swelling by 405 % and offline locations adding 631 new sites—a 50 % rise—culminating in partnerships with over 2,000 merchants and nearly 9,000 brick‑and‑mortar stores.
Underpinning this meteoric rise is an AI‑driven scoring system that has significantly de‑risked the loan portfolio, giving Skyro the confidence to push the envelope in digital finance.
UMVA can exclusively reveal that Skyro’s blend of innovation, scale, and customer focus is redefining the landscape of consumer lending in the Philippines.
