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Business May 9, 2026

The UK’s saving culture and why Britons prefer cash over investment

Capital gains tax (CGT) receipts fell sharply last year, reinforcing concerns that higher taxes on investment gains are failing to deliver additional revenue while discouraging business activity.

Adults in the United Kingdom are far more willing to save than invest when it comes to managing their wealth, but what’s driving our preferences? And why are we more wary of stocks and shares than our American cousins?

Adults in the United Kingdom are far more willing to save than invest when it comes to managing their wealth, but what’s driving our preferences? And why are we more wary of stocks and shares than our American cousins?

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