Billing

Simple, Transparent, Pay-As-You-Go

UMVA AI billing is designed to be simple and transparent. No hidden fees, no complicated tiers, no surprises. You add funds to your wallet, we deduct tokens as you use them. Here is exactly how it works.

How Billing Works

Simple, transparent, and fair

1
Add Funds

Add money to your UMVA wallet via card or crypto. Minimum $0.10.

2
Use AI

Start coding with our IDE or API. Tokens are deducted in real time.

3
Track Usage

Monitor your spending in real time from your dashboard.

4
Recharge

Add more funds anytime. Your balance never expires.

Wallet System

Your digital wallet for AI usage

Prepaid Wallet

Your UMVA wallet is a prepaid digital wallet. You add funds, and we deduct from your balance as you use AI models. There are no monthly bills, no invoices, and no surprises. Your wallet balance is displayed in USD and updated in real time.

  • Balance never expires
  • Real-time balance tracking
  • Transaction history available
  • No minimum balance required
Safety Cap

The Safety Cap is an optional spending limit you can set on your account. It prevents you from accidentally depleting your wallet beyond a certain point. Once you hit the cap, AI requests will be paused until you increase the limit or add more funds.

  • Fully customizable
  • Per-key spending limits
  • Instant notifications
  • No surprise charges

Token Pricing

Pay per token — only for what you use

Model Input (per M tokens) Output (per M tokens) 1M Tokens Cost 10M Tokens Cost
umva-code-fast $0.10 $0.30 $0.10 $1.00
umva-code-agent $0.50 $0.90 $0.50 $5.00
umva-code-pro $0.50 $0.90 $0.50 $5.00
umva-code-architect $0.90 $1.80 $0.90 $9.00

Prices are in USD. Tokens are counted on both input and output. A typical code prompt might use 200-500 input tokens and generate 100-500 output tokens.

Real Usage Examples

See what different usage levels cost

Casual Developer

~5M tokens/month

$0.50

Per month — less than a cup of coffee

Regular Developer

~50M tokens/month

$5.00

Per month — 75% less than competitors

Power Developer

~500M tokens/month

$50.00

Per month — still less than a single subscription

Billing FAQ

Common billing questions answered

Do you offer refunds?

Wallet top-ups are non-refundable, but your balance never expires. You can use your funds at any time, at your own pace. Since there are no subscriptions, there is nothing to cancel.

Is there a monthly minimum?

No. There is no monthly minimum, no annual commitment, and no recurring fees. You can deposit as little as $0.10 and use it over days, weeks, or months. Your funds never expire.

Can I set spending limits?

Yes. You can set a Safety Cap on your account and per-key spending limits on individual API keys. These limits prevent accidental overspending and give you full control over your AI usage costs.

How do I view my usage?

Your dashboard shows real-time usage statistics including token counts per model, total spending, and daily/weekly/monthly breakdowns. You can also download usage reports for your records.

What happens when my balance runs out?

When your wallet balance reaches zero, AI requests will be rejected with an insufficient balance error. Your account remains active and you can add more funds at any time. No data is lost, and your configuration is preserved.

Can I get invoices?

Yes. You can download invoices for all your deposits from your account dashboard. Each transaction is recorded with a unique ID, date, amount, and payment method for your records and accounting.

Simple, Transparent Pricing

No subscriptions. No hidden fees. Just the cheapest AI inference on the planet.