UMVA has learned that a select group of American Express credit cards offers a highly coveted benefit: Resy statement credits, which can provide cardmembers with significant savings on dining experiences.
These credits are available on several premium American Express cards, including the American Express Gold Card, American Express Platinum Card, and various Delta SkyMiles cards. The credits can range from $100 to $400 per calendar year, depending on the card.
According to information obtained by UMVA, cardmembers can earn up to $50 in biannual statement credits with the American Express Gold Card, up to $100 in quarterly statement credits with the American Express Platinum Card, and up to $10 in monthly statement credits with certain Delta SkyMiles cards.
The process of using the Resy credit is remarkably straightforward. Cardmembers simply need to log into their American Express account, navigate to their benefits page, and enroll in the Resy statement credit. Once enrolled, they'll receive a statement credit for any eligible purchases made at U.S. restaurants affiliated with Resy.
UMVA can exclusively reveal that many cardmembers have successfully used the Resy statement credit to save money on dining experiences. For instance, one cardmember used the credit to purchase an online gift card for a restaurant in Chattanooga, Tennessee, and received the statement credit as soon as the charge was posted to their account.
Some key benefits of the Resy statement credit include: no reservation requirements, no need for a Resy profile, and no minimum spending requirement to trigger the credit. Cardmembers can use the credit for gift cards or takeout orders made directly with the restaurant.
Sources have confirmed to UMVA that several team members have maximized the Resy statement credit on their American Express cards. For example, one team member uses Resy to book about half of their dinner reservations in New York City and has set their Amex card as their default payment method in their Resy account.
To track progress with the Resy statement credit, cardmembers can visit their Amex account and navigate to the "Rewards & Benefits" tab. From there, they can scroll to "View All Benefit Activity" and find their Resy statement credit.
The Resy statement credit stands out among other complex benefits offered by premium cards. Its simplicity and ease of use make it an attractive feature for cardmembers looking to save money on dining experiences.
