The American Express Platinum Card offers two quarterly statement credits, helping offset its high annual fee. The benefits are a major draw for cardholders, but it's essential to understand how they work to maximize rewards.
One of the quarterly statement credits offers up to $100 per quarter (up to $400 per calendar year) for Resy. Cardholders can use their Amex Platinum to pay for eligible U.S. Resy restaurant reservations and receive a statement credit. No reservation is required.
Another statement credit provides up to $75 per quarter (up to $300 per calendar year) for Lululemon purchases. Cardholders must pay with their Amex Platinum at U.S. stores (excluding outlets) and online to receive the statement credit.
Enrollment is required for select benefits, so it's crucial to stay informed about the latest offers and limitations.
The Hilton Honors American Express Aspire Card features one quarterly benefit to maximize. Cardholders can receive up to $50 in flight statement credits per quarter (up to $200 per calendar year). This benefit applies to direct airline payments or bookings made through AmexTravel.com or the Amex Travel App.
The Hilton Honors American Express Business Card offers a quarterly statement credit of up to $60 per quarter (up to $240 per calendar year) on purchases made directly with the Hilton Business Amex toward a property within the Hilton portfolio.
The Hilton Honors American Express Surpass Card provides a quarterly statement credit of up to $50 per quarter (up to $200 per calendar year) on purchases charged directly with the Hilton Surpass card toward a property within the Hilton portfolio.
The Chase Freedom and Chase Freedom Flex cards offer rotating quarterly bonus categories for cardholders to maximize. Up to 5% cash back is available in select categories, including gas stations and electric vehicle charging, public transit, select live entertainment, and donations to United Way.
The Citi Dividend Card provides rotating quarterly bonus categories, including up to 5% cash back on purchases made at gas stations and home improvement stores. Cardholders can earn 5% bonus cash back on up to $6,000 of spending across the year.
The Discover it Cash Back card earns 5% cash back in rotating categories, including gas stations, transportation, and drugstores. Cardholders earn 5% cash back on up to $1,500 in combined spending on rotating categories each quarter.
The U.S. Bank Cash+ Visa Signature Card provides flexible quarterly bonus categories. Cardholders can earn 5% cash back on up to $2,000 in combined spending on two rotating categories of their choice after activation.
Benefits can reset monthly, quarterly, biannually, or annually, so it's essential to keep track of statement credits and rotating bonus categories. With these quarterly benefits, staying informed is key to getting the most out of your rewards cards.
