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Entertainment January 1, 2026

UNLOCK HUGE REWARDS: Dining, Cruises & Charity CASH BACK is HERE!

UNLOCK HUGE REWARDS: Dining, Cruises & Charity CASH BACK is HERE!

A new opportunity to maximize your rewards has arrived for Chase Freedom Flex® and legacy Chase Freedom* cardholders. Through March 31st, a trio of bonus categories unlocks elevated cash back earnings, offering a smart way to boost your everyday spending.

This quarter, you can earn 5% cash back – or 5 points per dollar – on dining, and purchases with the American Heart Association and Norwegian Cruise Line. Freedom Flex cardholders enjoy an even greater benefit, earning a remarkable 7% cash back on all dining purchases. These rewards apply to up to $1,500 in combined spending across these categories, after activation.

Dining, a frequent expense for many, presents a significant opportunity to accumulate rewards. Consider strategically using your card for $500 each month on dining to fully capitalize on the bonus. Remember, these cards may incur foreign transaction fees, making them ideal for domestic purchases.

a hand holds a credit card

Norwegian Cruise Line returns as a bonus category, offering a chance to earn rewards on travel plans. The inclusion of the American Heart Association marks a first for this program, allowing you to support a vital cause while simultaneously earning cash back.

Activating these categories is a simple process, completed directly through your Chase account. You’ll need your last name, the final four digits of your card, and your ZIP code to unlock the bonus earning potential.

The first quarter of the year often inspires personal investment and self-care. This bonus structure aligns perfectly with those aspirations, rewarding you for enjoying a meal, planning a getaway, or supporting a meaningful charity.

woman with credit card

Looking back, Chase Freedom has consistently offered a diverse range of rotating categories. Past bonuses have included gas, groceries, Amazon purchases, and even opportunities with PayPal and select streaming services. This history demonstrates a commitment to providing value across various spending habits.

To fully leverage these rewards, remember the $1,500 quarterly spending cap. Once you reach this limit, purchases within the bonus categories will earn the standard 1% cash back. Strategic planning can ensure you maximize your earnings each quarter.

For those with a Chase Ultimate Rewards-earning card, like the Chase Sapphire Preferred®, combining rewards can elevate your earnings even further. This allows you to transfer your cash back as valuable Ultimate Rewards points, significantly increasing their worth.

Woman sitting on the floor with a laptop

Don’t delay – activate your bonus categories now to begin earning enhanced rewards on your dining, American Heart Association donations, and Norwegian Cruise Line purchases. This is a chance to turn everyday spending into valuable cash back or transferable points.

The Chase Freedom and Freedom Flex cards are designed to reward responsible spending. By activating the quarterly bonuses and utilizing the cards within those categories, cardholders can unlock substantial value throughout the year.

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