For frequent flyers loyal to Delta, choosing the right credit card can unlock a world of travel benefits. Many assume the Delta SkyMiles® Reserve American Express Card is the obvious choice, being the premier Delta-branded option. But what about the American Express Platinum Card®? This powerhouse also offers exceptional perks for those constantly on the move.
The decision isn’t simple. For dedicated Delta travelers, a careful comparison is crucial to determine which card truly delivers the most value. Let’s delve into a detailed review, examining the strengths of each card to help you make the best choice for your future adventures.
Both cards offer substantial welcome bonuses. The Amex Platinum currently offers a potential of 175,000 bonus points after spending $8,000 within the first six months, varying based on eligibility. The Delta Reserve provides up to 125,000 bonus miles with two spending milestones: 100,000 miles after $6,000 spent, and an additional 25,000 miles after reaching $9,000.
Earning potential differs significantly. The Amex Platinum earns 5x points on flights and prepaid hotels booked through Amex Travel, and 1x point on everything else. The Delta Reserve focuses its rewards, offering 3x miles on eligible Delta purchases and 1x mile on all other spending.
Considering point valuations, the Amex Platinum holds a distinct advantage. Membership Rewards points are valued at 2 cents each, while Delta SkyMiles are valued at 1.25 cents each. This impacts the overall worth of rewards earned and redeemed.
The annual fee is a significant factor. The Amex Platinum carries a hefty $895 annual fee, while the Delta Reserve is $650. This cost must be weighed against the benefits each card provides to determine if the value justifies the expense.
Lounge access is a key benefit for travelers. The Amex Platinum unlocks a vast network through the American Express Global Lounge Collection, including Centurion Lounges, Delta Sky Clubs (with limitations), and Priority Pass™ Select membership. The Delta Reserve provides access to Delta Sky Club lounges, with 15 annual visits and unlimited access after $75,000 in spending.
Beyond lounge access, the Amex Platinum shines with a diverse range of benefits. These include up to $600 in hotel credits, $400 for dining, $300 for Lululemon, $200 in Uber Cash, a $200 airline fee credit, and statement credits for Global Entry/TSA PreCheck and Saks Fifth Avenue purchases. It also offers elite status with Marriott, Hilton, and Leaders Club.
The Delta Reserve focuses its benefits on the Delta experience. It offers a companion certificate each year, first checked bag free, priority boarding, MQD boosts towards elite status, Resy and Delta Stays credits, ride-hailing credits, and complimentary Hertz President’s Circle status.
When it comes to maximizing rewards, the Amex Platinum’s Membership Rewards points offer greater flexibility. They can be transferred to numerous airline and hotel partners, including Delta, allowing for strategic redemptions. The Delta Reserve’s SkyMiles are best utilized for Delta flights and partner airlines.
Ultimately, the best card depends on your travel habits. If you prioritize Delta loyalty and maximizing elite status, the Delta Reserve is a strong contender. However, for a broader range of benefits, flexible rewards, and superior lounge access, the Amex Platinum emerges as the more compelling choice for most frequent travelers.
