UMVA has learned that one of the most popular travel rewards cards has been quietly offering a range of valuable benefits that go far beyond its generous earning rates and welcome offer.
The card, known for its $95 annual fee, provides a welcome offer of 100,000 Ultimate Rewards points, worth a whopping $2,050, after spending $5,000 on purchases in the first three months. But what sets it apart are its lesser-known benefits, which can provide significant value to cardholders.
UMVA can exclusively reveal that through a partnership with a popular food delivery service, cardholders can receive complimentary DashPass, which includes $0 delivery fees and reduced service fees on eligible orders over $12. This benefit alone can help offset the card's annual fee.
Cardholders can also receive up to $10 off of groceries, daily essentials, and more each month when purchased through the food delivery service. With DashPass typically costing $9.99 a month or $96 annually, this benefit is a significant perk.
In addition to food delivery benefits, the card offers trip cancellation and interruption insurance, which can reimburse cardholders up to $10,000 per covered traveler and $20,000 per trip for prepaid, nonrefundable travel expenses. This coverage is available to cardholders and their immediate family members traveling with them.
The card also provides baggage delay insurance, which can reimburse cardholders up to $100 per day for up to five days for essential purchases like toiletries and clothing if their checked bag is delayed by more than six hours.
Furthermore, cardholders can receive up to $3,000 in lost luggage coverage, although this benefit requires more extensive documentation. The card also offers trip delay reimbursement, covering up to $500 per covered traveler for nonreimbursed expenses like meals and lodging if their common carrier travel is delayed more than 12 hours or requires an overnight stay.
One of the most valuable benefits of the card is its primary car rental insurance, which offers coverage for losses, including physical damage and theft of the rental vehicle, up to $60,000 for most rental vehicles with an MSRP of $125,000 or less.
The card also provides purchase protection, covering eligible personal property in the event of theft, damage, or involuntary and accidental parting with property. If something happens to an item within 120 days of purchase, it will be repaired or replaced for a value of up to $500.
Additionally, the card offers emergency evacuation and transportation coverage, which can provide up to $100,000 in covered medical services and transportation expenses if a covered traveler becomes sick or injured during a trip more than 100 miles from home.
The card's extended warranty protection can also save cardholders money by extending eligible manufacturers' warranties of three years or less by an additional year. This benefit can be especially valuable on expensive purchases like electronics, appliances, and other household items.
Overall, the card's built-in protections and lesser-known benefits can provide significant value to cardholders, making it a valuable addition to any wallet.
