UMVA has learned that numerous rewards cards offer monthly benefits that can help offset annual fees, but it's easy to get overwhelmed by the numerous perks and credits. To ensure you're getting the most out of your cards' monthly benefits, we've compiled a comprehensive checklist of every card perk and benefit you may be eligible for this month.
American Express cardholders have access to a wide range of monthly benefits, including statement credits and Uber Cash. The American Express Platinum Card offers up to $25 digital entertainment statement credit, $15 in Uber Cash, and up to $12.95 statement credit for a Walmart+ monthly membership. Additionally, cardmembers receive up to $300 biannually in statement credits for eligible bookings through Fine Hotels + Resorts and The Hotel Collection.
The Business Platinum Card from American Express offers up to $50 statement credit per quarter for eligible Hilton purchases and up to $10 wireless statement credit. Cardmembers can also receive up to $1,150 in statement credits per calendar year for U.S. Dell purchases. Furthermore, the card offers up to $300 biannual statement credit on prepaid American Express Fine Hotels + Resorts or The Hotel Collection bookings.
American Express Gold Card members can enjoy up to $100 annual U.S. Resy statement credits, $10 Uber Cash each month, and up to $10 dining statement credit. The card also offers up to $7 Dunkin' statement credit per month. New limited-time offers include Amex Travel perks at select The Hotel Collection properties and Uber One Membership Credit.
Delta cobranded cards offer various monthly benefits, including Resy statement credits and ride-hailing statement credits. The Delta SkyMiles Reserve American Express Card provides up to $20 in statement credits each month for U.S. restaurants on the Resy platform. The Hilton Honors American Express Aspire Card offers up to $200 Hilton Resorts statement credit biannually and up to $50 in flight statement credits per quarter.
Chase Sapphire Reserve cardholders can enjoy up to $500 statement credit via Chase's The Edit hotels, $20 DoorDash non-restaurant credits, and $10 in Lyft credits every month. The Chase Sapphire Preferred Card offers $10 DoorDash non-restaurant credits and a $50 hotel credit each year. Chase Freedom and Chase Freedom Flex cardmembers can earn up to 5% cash back on rotating categories and receive $10 DoorDash non-restaurant credits.
United cobranded cards offer ride-hailing credits and Instacart credits. The United Club Card and United Club Business Card provide up to $12 credits per month from January to November and up to $18 credits in December. Citi cardmembers can enjoy various monthly benefits, including $10 in monthly Lyft credit and up to $10 statement credit on Grubhub purchases.
Discover it Cash Back cardholders can earn 5% cash back on rotating categories, while U.S. Bank Cash+ Visa Signature Card members can earn 5% cash back on up to $2,000 in combined spending on rotating categories. To maximize value, it's essential to consider which credits are offered monthly and which are received biannually or annually.
